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Facts
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What does First
Whitney Bank & Trust do with your personal
information? |
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Why? |
Financial
companies choose how they share your
personal information. Federal law gives
consumers the right to limit some but not
all sharing. Federal law also requires us to
tell you how we collect, share, and protect
your personal information. Please read this
notice carefully to understand what we do. |
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Why? |
The types of
personal information we collect and share
depends on the product or service you have
with us. This information can include:
Social security Number and checking account
information
account balances and overdraft history
credit history
credit card or other debt
When you are no longer our customer, we
continue to share your information as
described in this notice. |
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How? |
All financial
companies need to share customers’ personal
information to run their everyday business.
In the section below, we list the reasons
First Whitney Bank & Trust chooses to share;
and whether you can limit this sharing.
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Reasons we
can share your personal information
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Does Share?
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Can you limit
this sharing? |
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For our everyday business purposes-such
as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit
bureaus. |
Yes |
No |
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For our marketing purposes- to offer
our products and services to you. |
Yes |
No |
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For joint
marketing with other financial companies
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Yes |
No |
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For our affiliates’ everyday business
purposes-information about your
transactions and experiences |
No |
We Don't Share |
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For
nonaffiliates to market to you |
No |
We Don't Share |
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For our affiliates’ everyday business
purposes-information about your
creditworthiness |
No |
We Don't Share |
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Who we are
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Who is providing this notice? |
First Whitney
Bank & Trust
223 Chestnut St., Box 271 Atlantic, Iowa
50022 |
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What we do |
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How do we
protect your personal information?
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To protect your
personal information from unauthorized
access and use, we use security measures
that comply with federal law. These measures
include computer safeguards and secured
files and buildings. |
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What we do |
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How do we
collect your personal information? |
We collect
personal information, for example, when you:
Open an account
Apply for a loan
Pay your bills
Deposit Money
Use your credit or debit card. |
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Why can’t I
limit all sharing? |
Federal law
gives you the right to limit only:
Sharing for affiliates’ everyday business
purposes - information about your
creditworthiness.
Affiliates from using your information to
market you.
Sharing for nonaffiliates to market you.
State laws and individual companies may give
you additional rights to limit sharing.
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Definitions
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Affiliates |
Companies
related by common ownership or control. They
can be financial and non financial. We have
no affiliates.
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Nonaffiliates
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Companies not
related by common ownership or control. They
can be financial and non financial
companies. We do not share with
nonaffiliates so they can market to you.
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Joint Marketing
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A formal
agreement between nonaffiliated financial
companies that together market financial
products or services to you. Our joint
marketing partners include credit/debit card
and credit insurance companies.
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Questions?
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Call:
712-243-3195 or go to
www.firstwhitneybank.com |
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BANKING
SERVICES AVAILABLE |
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Checking Accounts
Savings Accounts
Money Market Accounts
CD’s
IRA’s
HSA’s
Internet Banking
First Whitney TeleBank
Night Drop
Bank by Mail
Safety Deposit Boxes
Trust Department
Consumer Loans
Agricultural Loans
Commercial Loans
Real Estate Loans |
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