712-243-3195 | 223 Chestnut St. Atlantic, IA 50022

Privacy Policy

What does First Whitney Bank & Trust do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

  • The types of personal information we collect and share depends on the product or service you have with us. This information can include:
  • Social security Number and checking account information
  • Account balances and overdraft history
  • Credit history
  • Credit card or other debt

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons First Whitney Bank & Trust chooses to share; and whether you can limit this sharing.

 

Reasons we
can share your personal information
Does Share?
Can you limit
this sharing?
For our everyday business purposes-such
as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit
bureaus.

Yes

No
For our marketing purposes- to offer
our products and services to you.

No

We Don’t Share

For joint
marketing with other financial companies

No

We Don’t Share
For our affiliates’ everyday business
purposes-
information about your
transactions and experiences

No

We Don’t Share

For
nonaffiliates to market to you

No

We Don’t Share
For our affiliates’ everyday business
purposes-
information about your
creditworthiness

No

We Don’t Share
Who we are
Who is providing this notice? First Whitney
Bank & Trust
223 Chestnut St., Box 271 Atlantic, Iowa
50022
What we do

How do we
protect your personal information?
To protect your
personal information from unauthorized
access and use, we use security measures
that comply with federal law. These measures
include computer safeguards and secured
files and buildings.
What we do

How do we
collect your personal information?
We collect
personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Pay your bills
  • Deposit Money
  • Use your credit or debit card.

Why can’t I
limit all sharing?
Federal law
gives you the right to limit only:

  • Sharing for affiliates’ everyday business
    purposes – information about your
    creditworthiness.
  • Affiliates from using your information to
    market you.
  • Sharing for nonaffiliates to market you.

State laws and individual companies may give
you additional rights to limit sharing.

Definitions

Affiliates
Companies
related by common ownership or control. They
can be financial and non financial.

  • First
    Whitney Bank & Trust has
    no affiliates.

Nonaffiliates
Companies not
related by common ownership or control. They
can be financial and non financial
companies.

  • First Whitney Bank & Trust doesn’t share with nonaffiliates so they can market to you.

Joint Marketing
A formal
agreement between nonaffiliated financial
companies that together market financial
products or services to you.

  • First Whitney
    Bank & Trust doesn’t joint market.
Questions?


Call:
712-243-3195 or go to
www.firstwhitneybank.com

BANKING
SERVICES AVAILABLE

Checking Accounts
Savings Accounts
Money Market Accounts
CD’s
IRA’s
HSA’s
Internet Banking
First Whitney TeleBank
Night Drop
Bank by Mail
Safety Deposit Boxes
Trust Department
Consumer Loans
Agricultural Loans
Commercial Loans
Real Estate Loans

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